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Services

Debt Management/Consolidation

Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. This commonly refers to a personal finance process of individuals addressing high consumer debt, but occasionally it can also refer to a country's fiscal approach to consolidate corporate debt or Government debt. 

Business Debt Management/Consolidation

Business debt consolidation is when you take out a new loan to pay off your existing business loans and debt.By taking out a business debt consolidation loan, you're moving many different   debts into one streamlined monthly payment. Most often, business debt consolidation works like personal debt consolidation.  

Debt Negotiation/Settlement

Debt settlement is a negotiated agreement in which a lender accepts less than the full amount owed, sometimes significantly less to legally settle a debt.

Debt relief or debt cancellation is the partial or total forgiveness of debt, or the slowing or stopping of debt growth, owed by individuals, corporations, or nations. From antiquity through the 19th century, it refers to domestic debts, in particular agricultural debts and freeing of debt slaves.  

Tax Lien Negotiation/Settlement

An Offer in Compromise (OIC) is an IRS program that allows you – the taxpayer – to settle your liabilities for less than the full amount owed. ... The agreed upon amount is paid as a lump sum to settle your tax burden; all applicable tax liens are removed, and you can have a fresh start.

Credit Repair

Credit repair is the process of addressing and removing the questionable negative items that are impacting your credit profile. Millions of Americans are victims of inaccurate or unfair negative items wrongfully lowering your score.  Most don't even know. Allow us to identify and challenge questionable negative items on your behalf using an effective credit repair process.